Customer Credit Reports
Your Association has been working with NACM MidAmerica
in an effort to provide SouthWestern Members with another service with
tremendous value!
| Who is NACM? |
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NACM is the leading resource for credit and financial management,
providing information, products and services for effective accounts
receivable management.
NACM represents 30,000 credit executives worldwide, making NACM
one of the oldest and largest business organizations in the United
States.
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Note: If you are interested in subscribing to any of these credit reporting
services, or if you are just looking for additional information, please
click here and we will contact you.
Why did SouthWestern Association select NACM?
NACM requires no advance purchase, subscription or other up front fees, deposits or costs.
SouthWestern members can purchase as little or as much service as they require on a pay-as-you-go basis.
All credit resources and tools SouthWestern members need are under
one roof for our members' convenience.
| Business/Trade Reports available
when you need: |
Payment History
Business Background
Public Record
Collection Activity
Banking Relationships
UCC Filings
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| Business/Trade Reports available on: |
Proprietorships
Partnerships
Corporations
Limited Liability Co. (LLC) |
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| Consumer Reports: |
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NACM MidAmerica offers access to Trans Union, Equifax, and Experian
consumer credit report.
This service is available to any business
with a permissible purpose allowed by the "Federal Fair Credit
Reporting Act."
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Trans Union Example (PDF)
Trans Union Training/Help Guide (PDF)
Equifax Example (PDF)
Equifax Training/Help Guide (PDF)
Experian Example (PDF)
Experian Training/Help Guide |
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| Commercial Reports: |
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NACM Report Example
(PDF)
Experian
Business Profile Report Example (PDF)
D & B Business Information
Report Example (Link)
Equifax
Business Information Report Example (PDF)
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| CURE™: |
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A 30 day courtesy
collection service consisting of two letters and two telephone
calls.
Claims be placed online at http://www.nacmservices.com/mla/cure/swform.html
What is CURE™?
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| How much does this cost? |
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NACM Bureau Report: $30.00 ($32.00 for operator assisted)
Experian Business Profile Report: $48.00 ($60.00 for operator
assisted)
Equifax Commercial Report: $24.00 ($32.00 for operator assisted)
D & B Business Information Report: $99.00 (No surcharge for operator
assistance)
International Credit Reports (E-Mail & Fax Delivery): Prices
vary per country
Electronic Consumer Report (Your Choice: Trans Union, Equifax
or Experian): $10.00
($15.00 for operator assisted)
CURE™: $22.00 (What
is CURE™?)
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| For more information: |
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Sign up at http://www.nacmservices.com/wla/form.html
Contact NACM at 1-800-593-0907 and ask for Danny Morel (danny@nacmservices.com).
Let them know you are a member of the SouthWestern Association
and they will take it from there!
Contact Olivia Holcombe (oholcombe@swassn.com)
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| Which report to I use when? |
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Commercial:
Use NACM Reports when selling to local/regional
builders, contractors, sub-contractors, or other general business
entities. NACM reports offer:
- Details of payment history
- Public record filings
- If placed for collection
- NSF checks if reported
- General owner information
Use Experian Reports when selling to a contractor
or sub-contractor or other business entity from another state or
outside of the immediate area, or if no information exists in the
NACM database. The Business Profile Report offers details of the
subject's payment performance, public record history, and general
information. The Intelliscore (Risk) Report is a synopsis of the
Profile report. It provides condensed information shown on the
Profile report but offers, in addition, a "Risk Score" to
the business.
D&B Reports are national in scope and offer
information beyond the paying habits of companies throughout the
U.S. If the credit exposure is large, or if there just isn't enough
information to satisfy the amount of risk you are being asked to
consider, then these reports are suggested.
Consumer:
Use Consumer Reports when the customer is
an individual, or is a new business with no credit history as a
business, or when little or no information is available in any
of the various business reports on the business itself either as
a company or a trade name. Special note: When obtaining a consumer
credit report, it is required that a permissible purpose exists
and that you have the written permission of the individual whose
report is going to be obtained. This is Federally mandated and
is required on all first time transactions. Available from:
- Trans Union
- Equifax
- Experian Consumer Credit
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